Opay is one of the popular digital financial service company that’s popular today. The company offers banking services digitally to the lowest level and customers can use their mobile phone number as bank accounts and perform transactions.
Today Opay has the USSD code channel for faster and easier transactions. This is why in this article, we have compiled the complete list of Opay USSD Codes for Balance, Transfer, Airtime recharge, Loan, OTP, Account opening, Airtel, Glo, MTN, and balance for your needs at any time.
You can bookmark these opay codes for easy access anytime you need them.
Note: Before you can start to use the Opay code for transactions, it’s important to know that you must have at least an Opay Account, preferably a verified and upgraded one so that you wouldn’t have any limitations on usage.
We have provided a separate guide on how to create an Opay Account easily. You can click here to read it.
But if you already have an active Opay account, proceed to get the USSD codes.
Opay USSD Codes
These are codes you can use to access financial services and perform transactions such as funds transfer, Airtime recharge, and bill payment directly from your Opay account.
The main Opay code is *955#, which when dialed from your linked line [MTN, Airtel, Glo, or 9mobile], will land you on the USSD menu.
However, below are the direct opay service codes and how to use them.
Code for Balance Checking
*955*0# is the Opay USSD code for Balance checking. You can use it to check your account balance.
To check your Opay account balance, dial *955*0# from the phone number you used to create your Opay account, your balance will be displayed or sent to you via SMS containing your fund details.
Code for Transfer
The Opay USSD code for transfer to a bank is *955*2#. To transfer from opay account to any bank account in Nigeria, dial *955*2*amount*account number#. For example, if you want to transfer money from Opay to GT Bank, dial *955*2*amount*GT bank account number#.
If the bank is Access, dial *955*2*amount* Access Bank account number# to send money from Opay to it.
If the bank you want to transfer money to is First Bank, dial *955*2*amount*The First Bank account number#
In the case whereby you want to send money from an Opay account to another Opay account, dial *955*1*amount*account number#.
Code for Airtime Purchase
The opay USSD code for airtime recharge on your line is *955*3*amount#. You can use this code if the phone number linked to your account is either MTN, Airtel, Glo, or 9mobile.
If you want to recharge airtime to other phone numbers directly from your Opay account, dial *955*3*amount*other phone number#. The airtime beneficiary will be notified of the airtime sent to them. You can send airtime of MTN, Airtel, Glo, and 9mobile to your family and friends from your Opay using this code.
Code for Data
The Opay USSD code for data is *955*4#. To buy data from your Opay wallet to any phone number, dial *955*4*mobile no.#.
You use opay code for data to buy data from the major mobile networks (MTN, Airtel, Glo, 9mobile). To confirm your data purchase, you will need to also dial the data balance checking code on your phone.
Code for OTP
OTP means One Time Password. It’s a unique digit or code a service provider sends to a user to confirm the genuineness of the customer accessing their service.
You can request OTP from Opay through your linked phone number. To do this, dial this code: *955*010#. You will receive a flash notification containing your 6-digit OTP.
Code for Opay Card Activation
If you are a serious user of an Opay account, I recommend you get an Opay Card because it will help you to seamlessly make transactions at Point of Sales (POS) or ATMs with ease.
However, for the first of using an Opay card, you will need a simple code to activate it.
The code to activate Opay Card is *955*03121#. Dial it from your linked phone number and follow the prompt.
Code for Loan
If you want to access a loan on Opay, make your your account is fully verified and in good standing. You can access Opay loans through its App or via the USSD code channel.
To access Opay loan via USSD code, dial *955# and follow the prompt. However, it’s best to access it via the Opay App because the USSD may not have it listed sometimes.
Code for Bills Payment
When your Opay wallet is funded enough, you can use it to pay bills such as electricity. You don’t need a smartphone to manage your Opay account. USSD is enough to use.
To pay for electricity units from your Opay wallet, dial *955*6# and follow the prompt. Your Opay account will be debited upon authorization for the purchase.
Code to Block or Unblock Opay Card
If you notice an unknown debit that involves your Opay card, it’s likely a compromise, you can quickly block the card to avoid severe damage using the blocking code
ATM card fraud or compromise usually occurs if your card details/PIN are exposed to bad guys either through using it in an unsecured online transaction or anything similar.
To block your Opay card, simply *955*132# from the registered phone number to your account. The same code can be used to Unblock the card when you feel it is safe.
Alternatively, you can quickly contact Opay customer service immediately if you notice any fraudulent activity on your account.
In a separate guide, we have listed the complete Opay customer service channels you can use anytime. Click here to read it.
Code to Restrict or Unrestrict Your Opay Account
Similar to blocking your Opay Physical Card, you can restrict your account entirely from any further debit transactions in case you notice fraudulent activity. To do this, dial *955*131# and follow the prompt correctly.
This gives you control over how debits are made to your account. You can also dial the same code to resume transactions.
FAQs on Opay USSD Codes
Why Opay USSD code for checking account balance not working?
This is could probably because of service issues, Alternatively you can download and log in on Opay App to see your balance.
Why is my Opay USSD code not working?
This could probably be because you have not activated the USSD to your account or just a network issue. Make sure your registered phone number is activated for USSD code usage.
How to Activate Opay USSD code
To activate your Opay USSD code, dial *955# and follow the prompt. You may be required to verify your account, identity in this process.
Opay USSD channel can make transactions or managing your account, even easier, you don’t need to have a smartphone or an internet connection, just use the shortcodes.
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